WHO WE SERVE
401(K) & 403(B) PLAN-SPONSORS [HEALTHCARE]
We partner with SMB employers/plan-sponsors in healthcare (1 – 500 employees), to deliver personalized, goals-based retirement solutions with a focus on participant retirement-readiness. We provide plan-sponsors with the fiduciary advice and support that you need to achieve your plan objectives, meet your fiduciary obligations, and to empower your plan-participants to achieve superior retirememt outcomes within the context of your operational realities.
Typical clients we serve:
- Private Hospitals
- Medical Device Suppliers
- Outpatient Care Centers
- Surgical Clinics
- Medical & Diagnostic Labs
- Diagnostic Imaging Labs
- Behavioral Health Practices
- Offices & Clinics of physicians, dentists, optometrists, podiatrists, & chiropractors
Key Features:
- Personalized Onboarding
- Managed Account Program/QDIA
- Advisor-Managed Accounts
- In-Plan Income Solutions
- Automatic Rollovers
- Personalized Participant Engagement
INDIVIDUAL HEALTHCARE PROFESSIONALS
As a healthcare professional, your career is anything but ordinary – irregular schedules, high stress, and fluctuating income make it a constant challenge to plan for the future.
With our personalized wealth managenent solutions, you are in good hands to achieve and protect the financial security you’ve worked so hard for.
We serve individual healthcare professionals, such as:
- Advanced Practitioners (PA, APRN, CNS)
- Nurse Practitioners
- Registered Nurses
- Licensed Practical Nurses
- Pharmacists
- Radiologists
- Psychologists, Therapists, Counselors, & Social Workers.
Key Benefits:
- Holistic strategies to grow and protect your wealth
- Tax planning & advisory
- Advisor-managed 401(K) & 403(B) accounts
- Debt management strategies
- Estate planning and other unique challenges
- Transitioning seamlessly into a fulfilling retirement
INDEPENDENT PRACTITIONERS
As an independent practitioner or healthcare-preneur, you face unique financial challenges, such as irregular income, complex taxes, and planning for your retirement. These complexities can be overwhelming without the right support.
Our personalized, goals-based wealth management and business advice can empower you to take control of your entrepreneurial journey and financial future. We’re here to help you navigate the financial aspects of practicing medicine on your own terms, so you don’t have to do it alone.
Key Benefits:
- Optimize cash flow to weather income ups and downs
- Minimize taxes through strategic planning
- Plan for retirement, emergencies, and major purchases
- Plan your business exit and succession
- Gain clarity on your full financial picture
Frequently Asked Questions
Do you offer a free consultation?
Yes, to set up your free one-on-one investment consultation with one of our Advisors call (480) 364-7401 or schedule a free zoom call at: https://calendly.com/cognisgrp
What is fiduciary responsibility and why is it important?
A fiduciary is “a person or organization that acts on behalf of another person or persons to manage assets.” A fiduciary owes to that other entity the duties of “good faith” and trust. Being a fiduciary requires being bound ethically and legally to act in the other party’s best interests. A fiduciary is required by law to put the client’s best interests above his/her own.
What is financial planning?
Financial planning is the process of seeking to meet your life goals through the proper management of your finances. Financial planning helps you make advance provision for financial needs that will arise in the future. The objective of financial planning is to ensure that the right amount of money is available in the right hands at the right point in the future to achieve an individual’s life goals.
What should I look for in a financial advisor?
A financial planner works for you. His or her loyalty should be to the client, not the product(s) he or she is trying to sell. We feel that being truly independent is the best way to give clients objective advice. As independent advisors, we do not have limitations or requirements to use any specific investment product or solution; this allows us to create customized financial plans designed to provide income and growth for our clients.
What should a financial plan include?
A financial plan should include a review of your net worth, goals and objectives, investment portfolio, cash flow, investments, retirement planning, tax planning and insurance needs, as well as a plan for implementing your goals.
What type of information should I provide?
Typically, information regarding investments held, number of dependents, income and expenditure details, savings and financial planning needs, etc. The more accurate information you give, the better the quality of advice we can give you.
Get STarted With A Free Consultation
Address
2325 E. Camelback Rd., Ste 400, Phoenix AZ 85016
Phone
(480) 364-7401
We specialize in personalized retirement solutions for small & mid-sized businesses, the self-employed, and individual investors in healthcare.
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LEGAL DISCLOSURE
Cognis Group is a State registered investment adviser, pursuant to the Investment Advisers Act of 1940, as amended, with principal offices in Scottsdale AZ. Cognis Group and its representatives are in compliance with the current filing requirements placed upon registered investment advisers by those states in which it maintains clients. A copy of our current written disclosure statement (Form ADV-Part 2) discussing business operations, services and fees is available upon request or may be downloaded here.
This website does not constitute an offer to provide investment advisory services in any jurisdiction in which such offer would be unlawful under the securities laws of such jurisdiction. The information contained on this site is for informational purposes only and should not be construed as financial, investment, legal, tax, or other advice. By accessing this website, you agree to be bound by the above terms and conditions.
Check the background of investment professionals associated with this site on the Investment Advisor Public Disclosure website.