Healthcare & Transportation
Our focus on personalized retirement solutions, uniquely positions us to cater to the specific needs of small businesses, self-employed individuals, and individual investors within the healthcare and trucking industries.
Recognizing that each client’s financial goals and retirement aspirations are inherently distinct, we take a highly customized approach to crafting comprehensive plans that optimize long-term wealth growth and security.
Ultimately, our personalized retirement solutions are not one-size-fits-all, but rather meticulously engineered to empower our clients to achieve their unique visions for a comfortable, financially secure life after work.
Small Businesses
For small business owners, we leverage our deep understanding of the challenges and opportunities inherent to entrepreneurship to construct tailored retirement packages that seamlessly integrate with your operational and tax planning strategies.
We offer an affordable, full-service 401(k) plan solution that is ideal for small and midsized businesses in the healthcare and transportation industries.
Give your employees access to personalized retirement solutions crafted around each individual participant’s goals, dreams, and circumstances regardless of plan size.
Nurses
As healthcare professionals, nurses face a unique set of challenges and demands throughout their careers that can make it especially difficult to plan for the future. Long shifts, high stress, and fluctuating incomes are just a few of the obstacles that nurses must navigate on a regular basis, leaving little time or energy to devote to complex financial planning. That’s why we developed specialized solutions that are tailored specifically to the needs of nurses. By taking the time to closely collaborate with each individual nurse, we are able to gain a deep understanding of their unique financial circumstances, goals, and pain points. We then craft a comprehensive, personalized strategy to help you secure your financial well-being and prepare for a comfortable retirement.
SELF-EMPLOYED
Similarly, for the self-employed, we develop innovative solutions that account for the irregularity of income streams and the need for greater flexibility. We primarily serve healthcare solopreneurs and owner-operators in trucking. We tap into our specialized industry knowledge to design retirement frameworks that account for the distinct financial needs, goals, risk tolerances, and lifestyle preferences of the self-employed.
Frequently Asked Questions
Do you offer a free consultation?
Yes, to set up your free one-on-one investment consultation with one of our Advisors call (480) 364-7401 or schedule a free zoom call at: https://calendly.com/cognisgrp
What is fiduciary responsibility and why is it important?
A fiduciary is “a person or organization that acts on behalf of another person or persons to manage assets.” A fiduciary owes to that other entity the duties of “good faith” and trust. Being a fiduciary requires being bound ethically and legally to act in the other party’s best interests. A fiduciary is required by law to put the client’s best interests above his/her own.
What is financial planning?
Financial planning is the process of seeking to meet your life goals through the proper management of your finances. Financial planning helps you make advance provision for financial needs that will arise in the future. The objective of financial planning is to ensure that the right amount of money is available in the right hands at the right point in the future to achieve an individual’s life goals.
What should I look for in a financial advisor?
A financial planner works for you. His or her loyalty should be to the client, not the product(s) he or she is trying to sell. We feel that being truly independent is the best way to give clients objective advice. As independent advisors, we do not have limitations or requirements to use any specific investment product or solution; this allows us to create customized financial plans designed to provide income and growth for our clients.
What should a financial plan include?
A financial plan should include a review of your net worth, goals and objectives, investment portfolio, cash flow, investments, retirement planning, tax planning and insurance needs, as well as a plan for implementing your goals.
What type of information should I provide?
Typically, information regarding investments held, number of dependents, income and expenditure details, savings and financial planning needs, etc. The more accurate information you give, the better the quality of advice we can give you.
Get STarted With A Free Consultation
We specialize in personalized retirement solutions for small businesses, the self-employed, and individual investors.
Research the background and
experience of our firm & financial advisers
LEGAL DISCLOSURE
Cognis Group is a State registered investment adviser, pursuant to the Investment Advisers Act of 1940, as amended, with principal offices in Scottsdale AZ. Cognis Group and its representatives are in compliance with the current filing requirements placed upon registered investment advisers by those states in which it maintains clients. A copy of our current written disclosure statement (Form ADV-Part 2) discussing business operations, services and fees is available upon request or may be downloaded here.
This website does not constitute an offer to provide investment advisory services in any jurisdiction in which such offer would be unlawful under the securities laws of such jurisdiction. The information contained on this site is for informational purposes only and should not be construed as financial, investment, legal, tax, or other advice. By accessing this website, you agree to be bound by the above terms and conditions.
Check the background of investment professionals associated with this site on the Investment Advisor Public Disclosure website.