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Individualized Glide Path Solutions [iGPS]: Essential Insights for Plan-Sponsors

by cognisgrpcom | Mar 27, 2025 | Personalized Solutions, Plan-Participants, Plan-Sponsors, Small Business 401(K) Plans

Plan sponsors seeking to enhance retirement savings for their employees benefit from understanding the nuanced offerings of individualized glide path solutions. iGPS offers a tailored solution that designs a custom glide path for each employee, unlike traditional...

A Dynamic Qualified Default Investment Alternative [QDIA]: Balancing Growth & Security

by cognisgrpcom | Mar 26, 2025 | Personalized Solutions, Plan-Sponsors, Small Business 401(K) Plans

In today’s ever-changing financial landscape, finding the right retirement investment strategy can be a challenge. A Dynamic Qualified Default Investment Alternative (QDIA) may offer the flexibility needed to adapt over time, providing the best of both...

Solo-401(K) Strategies for Healthcare Travelers and Independent Practitioners in 2025: Maximizing Retirement Savings

by cognisgrpcom | Mar 24, 2025 | Personalized Solutions, Retirement Income, Self-Employed

For healthcare travelers and independent practitioners in 2025, managing your Solo-401(K) effectively is crucial for securing a comfortable retirement. Understanding how to maximize contributions and implement smart investment strategies can significantly boost...

The Case for Professionally Managed 401(K) Participant Accounts: Enhancing Financial Security

by cognisgrpcom | Mar 19, 2025 | Personalized Solutions, Plan-Participants, Plan-Sponsors, Small Business 401(K) Plans

Navigating the complexities of retirement planning can be daunting, especially when considering the vast array of options available. Among these options, professionally managed 401(k) participant accounts stand out for their personalized approach to account...

S-Corp Tax Advantages & Strategies: Quick Hits

by cognisgrpcom | Mar 14, 2025 | Personalized Solutions, Retirement Income, Self-Employed

S Corporations (S Corps) offer several tax advantages and strategies that can help business owners optimize their tax situations. Here are some key strategies to consider: 1. Pass-Through Taxation: S Corps are not subject to federal income tax at the corporate level....
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