by cognisgrpcom | Mar 13, 2025 | Personalized Solutions, Self-Employed
Independent healthcare practitioners face unique tax challenges as they navigate their financial landscape in 2025. Maximizing tax efficiency is crucial for sustaining profitability and achieving financial independence. By leveraging strategic tax planning...
by cognisgrpcom | Mar 12, 2025 | Plan-Participants, Small Business 401(K) Plans
A well-functioning 401(k) plan is a cornerstone of financial security for many employees. Employee engagement and education in 401(k) plans lead to better saving habits and decision-making. When participants are informed and actively involved, they tend to...
by cognisgrpcom | Mar 11, 2025 | Small Business 401(K) Plans
Introduction Managing a 401(k) plan involves significant responsibilities that extend beyond merely offering retirement benefits. As a plan sponsor or committee member, you need to implement robust monitoring practices that safeguard participants’ interests...
by cognisgrpcom | Mar 11, 2025 | Small Business 401(K) Plans
Designing a 401(k) investment menu is one of the most important responsibilities for plan sponsors. The menu you create directly impacts your employees’ retirement outcomes and your company’s fiduciary responsibilities. A well-designed 401(k)...
by cognisgrpcom | Mar 10, 2025 | Small Business 401(K) Plans
A well-designed 401(k) plan serves as the cornerstone of retirement security for many American workers. As employers shift away from traditional pensions to defined contribution plans, the responsibility for retirement planning has largely transferred to employees....
