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The Case for Professionally Managed 401(K) Participant Accounts: Enhancing Financial Security
Navigating the complexities of retirement planning can be daunting, especially when considering the vast array of options available. Among these options, professionally managed 401(k) participant accounts stand out for their personalized approach to account...
S-Corp Tax Advantages & Strategies: Quick Hits
S Corporations (S Corps) offer several tax advantages and strategies that can help business owners optimize their tax situations. Here are some key strategies to consider: 1. Pass-Through Taxation: S Corps are not subject to federal income tax at the corporate level....
Tax Strategies for Independent Healthcare Practitioners: 2025 Key Insights and Tips
Independent healthcare practitioners face unique tax challenges as they navigate their financial landscape in 2025. Maximizing tax efficiency is crucial for sustaining profitability and achieving financial independence. By leveraging strategic tax planning...
Participant Education & Engagement: Best Practices
A well-functioning 401(k) plan is a cornerstone of financial security for many employees. Employee engagement and education in 401(k) plans lead to better saving habits and decision-making. When participants are informed and actively involved, they tend to...
Effective 401(K) Plan Monitoring: Best Practices
Introduction Managing a 401(k) plan involves significant responsibilities that extend beyond merely offering retirement benefits. As a plan sponsor or committee member, you need to implement robust monitoring practices that safeguard participants' interests while...
401K Investment Menu Design: Optimizing Retirement Plan Options for Financial Success
Designing a 401(k) investment menu is one of the most important responsibilities for plan sponsors. The menu you create directly impacts your employees' retirement outcomes and your company's fiduciary responsibilities. A well-designed 401(k) investment menu...
401K Plan Design: Best Practices for Maximizing Employee Retirement Benefits
A well-designed 401(k) plan serves as the cornerstone of retirement security for many American workers. As employers shift away from traditional pensions to defined contribution plans, the responsibility for retirement planning has largely transferred to employees....
The Complete Guide to Retirement Income Planning for Nurses: Maximizing Your Financial Future
While nurses dedicate their careers to caring for others, an alarming 52% experience chronic back pain by age 50, highlighting the critical importance of comprehensive retirement planning in this physically demanding profession. The path to a secure retirement...
SECURE 2.0 Act of 2022: A Comprehensive Guide to America’s Latest Retirement Reform
When Congress passed the SECURE 2.0 Act in December 2022, it didn't just tweak retirement rules—it revolutionized how Americans can save for their future. With over 90 new provisions, this landmark legislation represents the most significant overhaul of retirement...
BRINGING THE FUTURE INTO THE PRESENT
From retirement planning, investment strategies, tax optimization, to estate planning, we offer personalized solutions tailored to your unique circumstances.
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2325 E. Camelback Rd., Ste 400, Phoenix AZ 85016
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(480) 364-7401
We specialize in personalized retirement solutions for small & mid-sized businesses, the self-employed, and individual investors in healthcare.
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Cognis Group is a State registered investment adviser, pursuant to the Investment Advisers Act of 1940, as amended, with principal offices in Phoenix AZ. Cognis Group and its representatives are in compliance with the current filing requirements placed upon registered investment advisers by those states in which it maintains clients. A copy of our current written disclosure statement (Form ADV-Part 2) discussing business operations, services and fees is available upon request or may be downloaded here.
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