by cognisgrpcom | Jun 10, 2025 | Goals-Based Planning, Personalized Solutions, Plan-Participants, Retirement Planning
As a participant in your employer’s 401(k) retirement savings plan, you have a powerful tool to help secure your financial future. However, managing your 401(k) effectively can be challenging, especially when balancing the demands of your healthcare career and...
by cognisgrpcom | Jun 1, 2025 | Goals-Based Investments, Personalized Solutions, Retirement Planning
High-income healthcare professionals face unique tax challenges due to their elevated tax brackets and additional investment-related taxes. This guide explores how Exchange-Traded Funds (ETFs) can serve as an effective vehicle for tax-efficient investing. It covers...
by cognisgrpcom | May 29, 2025 | Goals-Based Planning, Personalized Solutions, Retirement Planning
As a travel nurse, your career is filled with adventure, flexibility, and the rewarding opportunity to impact lives across the country. But this unique lifestyle also brings financial challenges — irregular income, frequent moves, tax complexities, and the need to...
by cognisgrpcom | May 28, 2025 | Goals-Based Investments, Goals-Based Planning, Retirement Planning
Executive Summary Healthcare practitioners face unique financial planning challenges, balancing demanding careers with the need to prepare for a secure retirement. Integrating Exchange-Traded Fund (ETF) model portfolios into retirement accounts such as 401(k)s, IRAs,...
by cognisgrpcom | May 23, 2025 | Goals-Based Investments, Goals-Based Planning, Personalized Solutions, Retirement Planning
Navigating retirement planning can be especially challenging for healthcare practitioners due to demanding work schedules and a tendency to focus attention on others before themselves. Recognizing and moderating common behavioral biases—such as overconfidence,...
by cognisgrpcom | May 22, 2025 | Goals-Based Planning, Retirement Planning, Self-Employed
Nursing offers a steady paycheck, but you may want more security and flexibility in your finances. Diversifying your income streams can help you build stability and reach your financial goals, even if the economy or workplace changes unexpectedly. By...
