by cognisgrpcom | Mar 27, 2025 | Personalized Solutions, Plan-Participants, Plan-Sponsors, Small Business 401(K) Plans
Plan sponsors seeking to enhance retirement savings for their employees benefit from understanding the nuanced offerings of individualized glide path solutions. iGPS offers a tailored solution that designs a custom glide path for each employee, unlike traditional...
by cognisgrpcom | Mar 26, 2025 | Personalized Solutions, Plan-Sponsors, Small Business 401(K) Plans
In today’s ever-changing financial landscape, finding the right retirement investment strategy can be a challenge. A Dynamic Qualified Default Investment Alternative (QDIA) may offer the flexibility needed to adapt over time, providing the best of both...
by cognisgrpcom | Mar 19, 2025 | Personalized Solutions, Plan-Participants, Plan-Sponsors, Small Business 401(K) Plans
Navigating the complexities of retirement planning can be daunting, especially when considering the vast array of options available. Among these options, professionally managed 401(k) participant accounts stand out for their personalized approach to account...
by cognisgrpcom | Mar 12, 2025 | Plan-Participants, Small Business 401(K) Plans
A well-functioning 401(k) plan is a cornerstone of financial security for many employees. Employee engagement and education in 401(k) plans lead to better saving habits and decision-making. When participants are informed and actively involved, they tend to...
by cognisgrpcom | Mar 11, 2025 | Small Business 401(K) Plans
Introduction Managing a 401(k) plan involves significant responsibilities that extend beyond merely offering retirement benefits. As a plan sponsor or committee member, you need to implement robust monitoring practices that safeguard participants’ interests...
by cognisgrpcom | Mar 11, 2025 | Small Business 401(K) Plans
Designing a 401(k) investment menu is one of the most important responsibilities for plan sponsors. The menu you create directly impacts your employees’ retirement outcomes and your company’s fiduciary responsibilities. A well-designed 401(k)...