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401K Plan Design: Best Practices for Maximizing Employee Retirement Benefits

by cognisgrpcom | Mar 10, 2025 | Small Business 401(K) Plans

A well-designed 401(k) plan serves as the cornerstone of retirement security for many American workers. As employers shift away from traditional pensions to defined contribution plans, the responsibility for retirement planning has largely transferred to employees....

SECURE 2.0 Act of 2022: A Comprehensive Guide to America’s Latest Retirement Reform

by cognisgrpcom | Mar 3, 2025 | Small Business 401(K) Plans

When Congress passed the SECURE 2.0 Act in December 2022, it didn’t just tweak retirement rules—it revolutionized how Americans can save for their future. With over 90 new provisions, this landmark legislation represents the most significant overhaul of...

The Complete Guide to Advisor Managed 401K Plans: Expert Oversight for Your Retirement Future

by cognisgrpcom | Mar 3, 2025 | Plan-Participants, Small Business 401(K) Plans

While 88% of Americans view retirement savings as a critical financial priority, only about one-third feel confident about their investment decisions. Enter the Advisor Managed 401K Plan – a sophisticated solution that’s revolutionizing how employees approach...
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