The CRG Financial Wellness® program is a holistic wellness solution that aims to help our clients strike a work, life and health balance. To achieve this goal, our program focuses on both financial literacy and financial capability.
Employee Financial Literacy
Financial literacy only focuses on building financial knowledge and awareness.
Employee Financial Capability
Financial capability on the other hand, means possessing a level of understanding of financial matters to take effective action toward achieving individual and family financial goals. Unlike financial literacy, financial capability expands the definition and puts additional emphasis on attitudes and behaviors needed to successfully achieve financial goals.
Holistic financial wellness refers to an employee’s overall financial health and knowledge to become a wise consumer of financial information, effectively manage their household financial matters, and prepare for financial milestones such as retirement - meaning they possess both financial literacy and capability.
How well an employee manages their financial life impacts their morale, engagement, and productivity, among other factors, at work. Our Financial Wellness Program combines financial literacy with financial capability to improve an employee’s overall financial health and knowledge. A financially-well workforce can lead to less stress, higher employee retention and reduced health care costs.
ERISA requires that plan participants be educated about the various investment options available to them. Best-practice, as well, underscores the importance of overall financial wellness and education for plan-participants. Our program inspires, educates and encourages employees to make lasting financial behavioral changes to achieve meaningful financial wellness.
As a plan-sponsor you may be limited in the number of benefits you can offer your workforce. For plan-sponsors that we serve, CRG's Financial Wellness Program, is made available to all your plan-participants at no additional cost.
We work with the plan-sponsor to examine plan statistics such as the plan participation rate, average deferral rate, asset allocation, usage rate of plan options and features, and average account balances. Based on the review, we determine which areas will need the greatest attention to enable us customize the program to your plan's specific needs.
o Employees who have their finances in order are often in a better position to put their energy and focus on work
o Helps employees reduce stress
o Reduces absenteeism
o Improves overall productivity
o Enhances your employees’ retirement readiness
We love our customers, so feel free to visit during normal business hours.
9375 East Shea Boulevard, Ste 100 Scottsdale, Arizona 85260, United States
09:00 am – 05:00 pm
Copyright © 2021 Cognis Retirement Group® - All Rights Reserved..
Cognis Retirement Group® (“CRG®”) is a State Registered Investment adviser (RIA), pursuant to the Investment Advisers Act of 1940, as amended, with principal offices in Scottsdale AZ, and branch offices in Greenwood Village CO and Orlando FL.
CRG® and its representatives are in compliance with the current filing requirements placed upon registered investment advisers by those states in which CRG® maintains clients. Copies of CRG’S current written disclosure brochure (Form ADV-Part 2A) and client relationship summary (Form CRS) discussing CRG’s business operations, services, fees, and client relationships are available from Cognis Retirement Group® upon request or may be downloaded from this site under our Legal Disclosures.
This website contains general information about our investment advisory services. It does not constitute an offer to sell investment products or provide advisory services in any jurisdiction in which such offer would be unlawful under the securities laws of such jurisdiction. The information on this site is for informational purposes only and should not be construed as financial, investment, legal, tax, or other advice.
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