CRG Growth ETF Model
OBJECTIVE:
The Growth ETF Model Portfolio is designed for investors seeking a focus on capital appreciation with a balanced approach to risk. This portfolio aims to achieve above-average growth over the medium to long term by emphasizing equity exposure while maintaining diversification through fixed income investments to help manage volatility.
RISK LEVEL | High |
TIME HORIZON (YRS) | 7 – 10 |
RISK SCORE RANGE | 61 – 80 |
EST. NOMINAL RETURN | 7 – 10% |
EST. VOLATILITY | 14 – 18% |

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HOLDINGS |
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TICKER | RATIONALE | LITERATURE |
QQQ (Invesco QQQ Trust)
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Including QQQ in a Growth ETF Model Portfolio offers concentrated exposure to high-growth, innovative companies primarily in the technology sector. Its historical outperformance, liquidity, and alignment with growth investment objectives make it a cornerstone holding for investors seeking capital appreciation through growth stocks.
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VO (Vanguard Mid-Cap ETF)
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Including the Vanguard Mid-Cap ETF (VO) in a Growth ETF Model Portfolio enhances growth potential by adding diversified mid-cap exposure, balancing growth and stability, and broadening sector and market-cap coverage. This helps the portfolio capture growth opportunities across the size spectrum while managing risk through diversification.
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VEA (iShares MSCI EAFE ETF)
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Including the Vanguard FTSE Developed Markets ETF (VEA) in a Growth ETF Model Portfolio adds important international diversification and access to developed market growth opportunities outside the U.S. This broadens the portfolio’s growth potential, reduces home-country risk, and supports more balanced long-term capital appreciation consistent with a growth investment strategy.
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VOO (Vanguard S&P 500 ETF)
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Including the Vanguard S&P 500 ETF (VOO) in a growth model portfolio provides broad, diversified exposure to large-cap U.S. companies with meaningful growth characteristics. It offers a stable core holding that balances risk and return, complements more concentrated growth ETFs, and supports the portfolio’s objective of long-term capital appreciation.
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VB (Vanguard Small-Cap ETF)
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Including the Vanguard Small-Cap ETF (VB) in a Growth ETF Model Portfolio enhances growth potential by adding diversified small-cap exposure, capturing the small-cap premium, and broadening sector and market-cap coverage. This supports the portfolio’s objective of maximizing long-term capital appreciation through diversified growth opportunities across the U.S. equity market.
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IAU (iShares Gold Trust)
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While iShares Gold Trust (IAU) does not directly contribute to capital appreciation, including it in a Growth ETF Model Portfolio offers valuable diversification, inflation protection, and downside risk mitigation. This can enhance the portfolio’s resilience and support more consistent long-term growth by smoothing volatility and preserving capital during adverse market conditions.
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BND (Vanguard Total Bond Market ETF)
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Including the Vanguard Total Bond Market ETF (BND) in a Growth ETF Model Portfolio provides important risk management benefits by reducing volatility, preserving capital during equity downturns, and adding diversification through broad fixed income exposure. While it may slightly temper overall return potential, its role in smoothing portfolio performance and protecting against downside risk supports more consistent long-term growth aligned with a prudent growth investment strategy.
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