Through our Robo-Advisor, CRG® has embraced technology to deliver enhanced value to our clients. Our digital advisor makes it easier for you to start planning for your financial goals by accessing investment help conveniently, at low cost, and with low account minimums.
The Robo-Advisor builds, monitors, and automatically rebalances a diversified portfolio based on your goals, provides 24/7 live support from US based service professionals, and you get started with as little as $500.
Services range from automatic rebalancing to tax optimization and require little to no human interaction — we have human advisors available to answer questions when you need them.
Key Robo-Advisor Features:
We manage individual qualified and non-qualified accounts including: Traditional IRAs, Roth IRAs, IRA-Rollovers, personal taxable accounts, and Trust Accounts.
Our minimum account opening balance is $500.
Using ultra low-cost exchange-traded funds (ETFs), we build 3-dimensional ETF-Model portfolios that expand our asset allocation beyond stocks and bonds by including alternatives such as commodities, metals, and real-estate in a global allocation framework. Our risk-based ETF models are comprehensive, ready-to-implement investment solutions that provide broad diversification, low volatility, and efficiency at very low cost.
When you sign up for our service, your first interaction with us will be an online questionnaire, designed to assess your risk tolerance, investment goals & objectives, and investing preferences. Based on your responses to the risk tolerance questionnaire, an inbuilt digital algorithm will set your preliminary asset allocation to one of the following risk-based ETF models:
Before confirming your assigned asset allocation, you have the option to override the default recommendation. If you are more comfortable with a higher/lower risk level, adjust the allocation as needed then 'confirm' your choice. After you confirm your model allocation, you will be prompted to complete your New Account Application (see New Account Guide). Your application is now queued for approval. The approval process takes 1-2 business days.
Our robo-advisor monitors your portfolio daily and automatically rebalances it as needed.
You pay an annual fee of 0.25% on your account balance - (that is $2.50 per $1,000)
As investors embrace the delivery of wealth advice digitally, CRG®seeks to add value to our clients through investor financial wellness and education. We offer a comprehensive Financial Wellness Program to improve your understanding of investments, help you gain financial security, personal dignity, and retirement readiness. As a CRG® client, the program is available to you at no additional cost.
Sample Model Allocations
CRG® Conservative ETF-Model
Target Allocation (Stocks/Bonds/Alternatives): 0/95/5
CRG® Moderate ETF-Model
Target Allocation (Stocks/Bonds/Alternatives) : 20/70/10
CRG® Balanced ETF-Model
Target Allocation (Stocks/Bonds/Alternatives): 45/45/10
CRG® Growth ETF-Model
Target Allocation (Stocks/Bonds/Alternatives): 80/10/10
CRG® Aggressive ETF-Model
Target Allocation (Stocks/Bonds/Alternatives): 95/0/5
**Please read/download a copy of our 'New Account Guide' below, for required personal information and a step-by-step outline of the account opening process.
Ready to put our robo-advisor to work?
CRG Robo-Advisor®, our online platform that guides clients through the digital investment process and supports our ongoing portfolio management, is powered by TradingFront.
TradingFront is a technology platform built expressly for Registered Investment Advisers (RIAs). TradingFront is not an investment advisor, not a custodian, and only provides technology solutions.
TradingFront operates a proprietary website, www.tradingfront.com.
Cognis Retirement Group® is not affiliated with TradingFront
We love our customers, so feel free to visit during normal business hours.
9375 East Shea Boulevard, Ste 100 Scottsdale, Arizona 85260, United States
09:00 am – 05:00 pm
Copyright © 2021 Cognis Retirement Group® - All Rights Reserved..
Cognis Retirement Group® (“CRG®”) is a State Registered Investment adviser (RIA), pursuant to the Investment Advisers Act of 1940, as amended, with principal offices in Scottsdale AZ, and branch offices in Greenwood Village CO and Orlando FL.
CRG® and its representatives are in compliance with the current filing requirements placed upon registered investment advisers by those states in which CRG® maintains clients. Copies of CRG’S current written disclosure brochure (Form ADV-Part 2A) and client relationship summary (Form CRS) discussing CRG’s business operations, services, fees, and client relationships are available from Cognis Retirement Group® upon request or may be downloaded from this site under our Legal Disclosures.
This website contains general information about our investment advisory services. It does not constitute an offer to sell investment products or provide advisory services in any jurisdiction in which such offer would be unlawful under the securities laws of such jurisdiction. The information on this site is for informational purposes only and should not be construed as financial, investment, legal, tax, or other advice.
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