A 401(K) Solution As Unique As You Are!
Our Hyper-Personalized 401(k) Solutions redefine retirement planning by tailoring every aspect of your 401(k) experience to fit your unique financial goals, lifestyle, and risk tolerance. Leveraging advanced data analytics, AI-driven insights, and real-time market intelligence, our solution delivers a fully customized plan design to address your plan objectives and participant demographics, right down to individual-level personalization.
Key Features:
- Individualized Investment Portfolios: Customized asset allocation based on your age, income, retirement timeline, and risk preferences.
- Dynamic Rebalancing: Automated adjustments to your portfolio in response to market changes and life events, keeping your investments aligned with your goals.
- Personalized Contribution Recommendations: Intelligent suggestions on how much to contribute, optimizing tax advantages and employer match opportunities.
- Goal Tracking & Progress Monitoring: Real-time dashboards that provide clear insights into your retirement readiness and milestones.
- Financial Wellness Integration: Tools and educational resources tailored to your financial situation, helping you make informed decisions beyond just your 401(k).
- Dedicated Support: Access to financial advisors who understand your personalized plan and can provide guidance when needed.
Whether you’re just starting your career or approaching retirement, our Hyper-Personalized 401(k) Solutions empower you to take control of your financial future with confidence and clarity. Experience retirement planning that’s as unique as you are.
What We Offer
Personalized Investment Options
Choose from a wide array of funds tailored to your risk tolerance, timeline, and values — including ESG and socially responsible investments.
Dynamic Portfolio Management
Our smart algorithms continuously optimize your portfolio, adjusting allocations as your needs and market conditions change.
Goal-Driven Planning Tools
Set clear retirement goals and track your progress with intuitive dashboards and actionable insights.
Expert Guidance, When You Need It
Access dedicated financial advisors who understand your unique situation and provide personalized recommendations.
Seamless Integration & Easy Enrollment
Our streamlined process makes enrolling and managing your 401(k) effortless, whether you’re an individual or employer.
HOW IT WORKS
Step 1: Tell Us About You
Complete a quick profile so we understand your goals, risk tolerance, and retirement timeline.
Step 2: Get Your Custom Plan
Receive a personalized investment strategy and contribution recommendations designed just for you.
Step 3: Watch Your Future Grow
Track your progress with real-time dashboards and get automatic portfolio adjustments as your life changes.
make informed decisions to achieve your investment objectives, while adhering to your risk tolerance.
For Employers
Empower Your Team with Hyper-Personalized 401(k) Solutions
Attract and retain top talent by offering a 401(k) plan that adapts to each employee’s unique financial goals and lifestyle. Our hyper-personalized solutions help your workforce save smarter — boosting satisfaction and productivity.
Why Choose Us?
- Customizable Plan Options: Tailor investment choices to meet diverse employee needs, from conservative to aggressive strategies.
- Simplified Administration: Easy-to-use platform reduces your HR workload with seamless enrollment and compliance support.
- Employee Education & Support: Provide your team with access to expert advisors and intuitive tools that empower confident retirement planning.
- Scalable Solutions: Whether you’re a small business or growing enterprise, our plans evolve with your workforce.
How It Works
- Contact us for a free consultation
- Set up your company profile
- Review existing plan
- Set clear plan goals & objectives
- Decide on plan features
- Initial employee engagement & communication
- Personalized enrollment process
- Launch
Invest in your team’s future — and your company’s success
FOR EMPLOYEES
Your 401(k), Your Way: Personalized Retirement Planning Made Simple
No more one-size-fits-all plans. Our hyper-personalized 401(k) solutions are designed around you — your goals, your timeline, your comfort with risk.
What You Get
- Tailored Investment Choices: Select funds that match your retirement vision and values, including socially responsible options.
- Smart Portfolio Adjustments: Your investments automatically rebalance as your needs and market conditions change.
- Clear, Goal-Oriented Tools: Track your progress and get actionable advice to stay on target.
- Access to Expert Help: Connect with financial advisors who understand your unique situation.
How to Start
- Answer a few simple questions about your financial goals and preferences.
- Receive your personalized 401(k) plan recommendations.
- Watch your retirement savings grow with ongoing support.
Plan confidently for the future you deserve.
For SELF-EMPLOYED
Take Control of Your Retirement with a Personalized 401(k) Solution
As a self-employed professional, your retirement plan should work as hard as you do. Our hyper-personalized 401(k) options give you the flexibility and control to build the future you want.
Why Choose Our 401(k)?
- Flexible Contributions: Maximize your savings with customizable contribution limits and schedules.
- Investment Options Tailored to You: Choose funds aligned with your risk tolerance and retirement timeline.
- Automated Portfolio Management: Benefit from smart adjustments that keep your investments optimized.
- Dedicated Support: Access financial advisors who specialize in self-employed retirement planning.
Getting Started is Easy
- Contact us for free consultation
- Share your goals and financial preferences.
- Receive a customized 401(k) plan designed just for your business and lifestyle.
- Manage and grow your retirement savings with confidence.
Secure your future on your terms.
BRINGING THE FUTURE INTO THE PRESENT
From retirement planning, investment strategies, tax optimization, to estate planning, we offer personalized solutions tailored to your unique circumstances.
Address
2325 E. Camelback Rd., Ste 400, Phoenix AZ 85016
Phone
(480) 364-7401
We specialize in personalized retirement solutions for small & mid-sized businesses, the self-employed, and individual investors in healthcare.
Research the background and
experience of our firm & financial advisers
LEGAL DISCLOSURE
Cognis Group is a State registered investment adviser, pursuant to the Investment Advisers Act of 1940, as amended, with principal offices in Phoenix AZ. Cognis Group and its representatives are in compliance with the current filing requirements placed upon registered investment advisers by those states in which it maintains clients. A copy of our current written disclosure statement (Form ADV-Part 2) discussing business operations, services and fees is available upon request or may be downloaded here.
This website does not constitute an offer to provide investment advisory services in any jurisdiction in which such offer would be unlawful under the securities laws of such jurisdiction. The information contained on this site is for informational purposes only and should not be construed as financial, investment, legal, tax, or other advice. By accessing this website, you agree to be bound by the above terms and conditions.
Check the background of investment professionals associated with this site on the Investment Advisor Public Disclosure website.