by cognisgrpcom | Mar 11, 2025 | Small Business 401(K) Plans
Designing a 401(k) investment menu is one of the most important responsibilities for plan sponsors. The menu you create directly impacts your employees’ retirement outcomes and your company’s fiduciary responsibilities. A well-designed 401(k)...
by cognisgrpcom | Mar 10, 2025 | Small Business 401(K) Plans
A well-designed 401(k) plan serves as the cornerstone of retirement security for many American workers. As employers shift away from traditional pensions to defined contribution plans, the responsibility for retirement planning has largely transferred to employees....
by cognisgrpcom | Mar 5, 2025 | Retirement Income
While nurses dedicate their careers to caring for others, an alarming 52% experience chronic back pain by age 50, highlighting the critical importance of comprehensive retirement planning in this physically demanding profession. The path to a secure retirement...
by cognisgrpcom | Mar 3, 2025 | Small Business 401(K) Plans
When Congress passed the SECURE 2.0 Act in December 2022, it didn’t just tweak retirement rules—it revolutionized how Americans can save for their future. With over 90 new provisions, this landmark legislation represents the most significant overhaul of...
by cognisgrpcom | Mar 3, 2025 | Plan-Participants, Small Business 401(K) Plans
While 88% of Americans view retirement savings as a critical financial priority, only about one-third feel confident about their investment decisions. Enter the Advisor Managed 401K Plan – a sophisticated solution that’s revolutionizing how employees approach...