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How can I reduce my required minimum distributions (RMDs)?

Direct answer

Strategies include Roth conversions before RMDs begin, Qualified Charitable Distributions, and managing withdrawals strategically in early retirement years.

Strategies include Roth conversions before RMDs begin, Qualified Charitable Distributions (QCDs) to offset RMDs with charitable giving, and managing account withdrawals strategically in early retirement years. Your advisor can model these scenarios for you.

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