Legal

Privacy & Cookies Disclosure

How Cognis Retirement Group collects, uses, and protects information when you visit our website.

Last updated: August 2026

Overview

Cognis Retirement Group ("CRG," "we," "us") is a fee-only Registered Investment Advisor. This disclosure explains what information we collect through this website, how we use it, and the choices you have. We are committed to protecting your privacy and handling your data responsibly.

Information We Collect

Information you provide: name, email, phone number, healthcare role, and any details you share through our contact form, consultation request, or Financial Vital Signs assessment.
Automatically collected data: pages visited, referring URLs, browser type, device information, and approximate location derived from your IP address.
Communications data: records of correspondence when you email or call us.

How We Use Your Information

To respond to your inquiries and schedule consultations.
To deliver and improve our content, services, and user experience.
To analyze website traffic and understand how visitors use our site.
To comply with legal and regulatory obligations as an SEC-registered RIA.

We do not sell your personal information to third parties.

Cookies

Cookies are small text files stored on your device that help us recognize returning visitors, measure traffic, and improve site functionality. We use two categories:

Essential cookies: required for the website to function correctly and cannot be disabled.
Analytics & preference cookies: help us understand usage patterns and remember your choices. You may accept or decline these via the banner shown on your first visit.

You can clear or block cookies in your browser settings at any time; some site features may be affected.

How We Protect Your Data

We use reasonable administrative, technical, and physical safeguards to protect your information against unauthorized access, alteration, or disclosure. No method of transmission over the internet is fully secure, but we work to protect your data using industry-standard practices.

Data Retention

We retain personal information only as long as necessary to fulfill the purposes described here, to comply with our regulatory obligations as an investment advisor, and to resolve disputes.

Your Rights

You may request access to, correction of, or deletion of the personal information we hold about you by contacting us at Hello@cognisgrp.com or (480) 364-7401.

Third-Party Links

Our website may link to third-party sites we do not control. We are not responsible for the privacy practices or content of those sites; please review their policies separately.

Contact Us

Questions about this disclosure or your privacy? Contact us at:

Cognis Retirement Group
2325 E Camelback Rd., Ste 400
Phoenix, AZ 85016
Hello@cognisgrp.com
(480) 364-7401

Changes to This Disclosure

We may update this disclosure from time to time. The "Last updated" date above reflects the most recent revision. Continued use of the site after changes constitutes acceptance of the updated disclosure.