Plan Sponsor & Participant Tools
Tools for every side of your retirement plan
Interactive calculators and resources for healthcare practices and their employees — organized for plan sponsors who design and oversee the plan, and plan participants who save through it.
These tools are provided strictly for educational purposes and are not investment advice or a recommendation from an advisor. Results are estimates based on the inputs you provide and do not account for your full financial picture. Speak with a Cognis advisor for guidance tailored to your specific situation.
Plan Sponsors
Tools to evaluate, design, and oversee your practice's employer-sponsored retirement plan.
401(k) Employer Match Estimator
Model your practice's annual employer matching cost with tiered formulas, participation assumptions and a side-by-side scenario comparison.
Open toolSafe Harbor 401(k) Plan Analyzer
Compare the predictable corporate cost of a Safe Harbor 401(k) against the ADP/ACP compliance risk of a Traditional 401(k), with a plan design memo log.
Open toolSECURE 2.0 Tax Credit Calculator
Calculate and track SECURE Act 2.0 startup, auto-enrollment and employer contribution tax credits across a 5-year timeline, with a scaling scenario log.
Open toolPlan sponsor forms
Downloadable forms and documents for plan sponsors to establish, amend, and administer an employer-sponsored retirement plan.
Plan Participants
Tools to help your employees model savings, retirement income, and investment decisions.
Retirement Readiness & Nest Egg Score
Project your retirement nest egg, see your readiness score on a color-coded gauge, and close your savings gap with an interactive contribution boost tool.
Open toolThe Power of Small Increases Modeler
See how a small increase to your contribution rate today compounds into significant lifetime wealth by retirement age, with a shaded accumulation comparison chart.
Open toolWant a personalized plan behind the numbers?
These tools are a starting point. A fiduciary advisor can build a comprehensive plan tailored to your practice and your employees.
Explore employer plan services